Retirement Plans

401k, 403b, MEP (Multiple Employer Plan), Cash Balance, Deferred Compensation Plans,  Simple IRA and SEP IRA

At Darden Wealth Group (DWG™) we are setting out to change the industry again. We’re the same group that showed you how to uncomplicate your financial future.

Retirement plans are known for being complicated and expensive, but it doesn’t have to be that way. Are you tired of asset-based fees? What if a firm could unbundle the fees within a retirement plan so you only pay for what you need?

At DWG we work with corporations and not-for-profit organizations in providing retirement plans for their employees, that are focused on education and transparency.  This allows employees to be fully aware of their retirement options and be fully prepared for a successful retirement.

When an employer works with DWG on its retirement plan our goal is for the plan to not just meet the industry’s compliance standards for effectiveness, but for the company’s plan to be the standard-bearer for their competitors.  It is the goal of DWG for the 401k’s and the other retirement plans we work with to set the bar that our competitors strive to reach, with our unbiased, fiduciary approach. What is The Right Solution?

Darden Wealth Group believes in financial education, both internally and externally, so we start by learning about your organization and what the goals are for your company retirement plan. During this discovery process, we actually listen to your experiences and concerns for your employees and their retirement success.  Once we have a full understanding of the retirement plan and the sponsoring company, we will recommend and help you implement the best solution for you and your employees. 

What is The Right Solution?

Darden Wealth Group believes in financial education, both internally and externally, so we start by learning about your organization and what the goals are for your company retirement plan. During this discovery process, we actually listen to your experiences and concerns for your employees and their retirement success.  Once we have a full understanding of the retirement plan and the sponsoring company, we will recommend and help you implement the best solution for you and your employees. 

When you work with Darden Wealth Group, you can spend more time focusing on your organization’s goals and employees’ needs, and less time on the administration of your retirement plan. Doesn’t that sound right?

Services

• Plan 3(38) and 3(21) ERISA Services
  For retirement plans that need to meet ERISA fiduciary obligations, DWG will provide you with the necessary ERISA Services.  DWG will walk you through what a 3(21) and 3(38) Fiduciary Investment Advisor is and which one makes the most sense for your organization. 

• Plan participant (employee) education and actionable advice
  DWG will provide employees with answers to their questions regarding saving for retirement and how to properly invest for their retirement goals.  

• Provider search and review
  DWG will provide assistance and oversight in choosing the retirement plan recordkeeper that meets yours and your employees’ needs.  Not all retirement plan recordkeepers are created equal or work for every organization, our job is to make sure your plan is with a recordkeeper that fits well your organization.  

• Retirement Plan Fee Analysis
  The Employer’s, or Plan Sponsor’s, fiduciary responsibility is to be aware of all fees and expenses associated with their retirement plan.  This includes not only what the fees are and are they reasonable, but also who pays the fees, who receives the fees, and whether there are any hidden fees within the plan.  DWG not only provides this analysis but reviews this information with the Plan Sponsor.

• Investment Choice Design
  DWG will work with an employer to identify and choose the appropriate investments for the retirement plan to effectively meet the employees’ needs. This could include individual Mutual Funds, collective investment Trusts (CIT), Exchange Traded Funds (ETF’s), and Glide Path Target Date Funds.

• Retirement Plan Policy Statement and Reviews
  DWG will assist with the execution of not only an investment policy statement (IPS) but also a fee policy statement and an education policy statement for your plan.  

• Annual Fee Benchmarking
  Review of not only the appropriateness of fees charged by the investment managers and the investment choices but also the appropriateness of these fees

• Executive Benefits
  During the discovery process, DWG will look for ways to develop supplemental retirement savings that the employer can use to retain, reward, and recruit key employees.

When you work with Darden Wealth Group we will find and build a retirement plan solution that meets your needs and your employees’ needs.  Our job is to empower your employees and prepare them for a successful retirement.